| |
 |  |  |
      |
| ||||||
Positive Outcomes for ClientsA Chapter 13 debt reorganization allowed one of my clients to cut his monthly payments on more than $100,000 in credit card debt from $1,500 per month to a much more manageable $350 per month. With a Chapter 13 debt reorganization plan, I was able to help a young family stop a foreclosure on their home and repossession of their car, and eliminate 90% of their monthly credit card payments and thousands of dollars of medical bills. |
Bankruptcy seems like an extreme solution to many people. Because of that perception, they suffer longer than they have to with creditor harassment, threatening phone calls, wage garnishment, worry and sleepless nights.
Bankruptcy is not the end of the line. It may be the beginning of a new road to financial stability and security. If you’re wondering if bankruptcy is right for you, please contact my Mount Laurel law office at (856) 235-4994 for a free initial consultation about your particular financial situation.
I’m South Jersey bankruptcy lawyer Steven Taieb and I’ve been helping people find financial relief through bankruptcy for more than 20 years. I can help you understand the law and whether Chapter 7 or Chapter 13 bankruptcy will work for you.
In most cases:
I’ve heard from clients that creditors have lied to them, telling them that they can no longer file for bankruptcy because of the new law. That is usually not the case.
Your income is a significant factor in whether or not you can file for bankruptcy. The new law has a means test. New Jersey has one of highest median incomes in the nation. If you are below that income, you are usually eligible for Chapter 7. If you are above that income, Chapter 13 may work for you.
The next major change in the new law is the requirement for credit counseling and financial education. This is not complicated, and I can help you get the counseling you need. I have always been a big advocate of financial education for my clients. That’s why I wrote a book on the subject.
Don’t let anyone intimidate you into thinking you can’t file for personal bankruptcy if you are overwhelmed with credit card debt, personal debt, and medical bills. Chances are, you can. Call my office at (856) 235-4994 or contact me by e-mail to learn more.
Law Office of Steven N. Taieb |
|
New Jersey bankruptcy attorney Steven N. Taieb represents clients in South Jersey in communities such as Berlin, Bordentown, Browns Mills, Burlington, Cherry Hill, Cinnaminson, Collingswood, Columbus, Delran, Deptford, Evesham, Fort Dix, Glassboro, Gloucester, Haddon Heights, Haddonfield, Hainesport, Hammonton, Laurel Springs, Lumberton, Magnolia, Maple Shade, Marlton, Medford, Moorestown, Mt. Ephraim, Mt. Laurel, Mt. Holly, Palmyra, Pemberton, Pennsauken, Sewell, Sicklerville, Southampton, Stratford, Voorhees, Wenonah, Westhampton, Williamstown, Willingboro, Winslow, and Woodbury.Burlington County • Camden County • Gloucester County • McGuire Air Force Base | |
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.
Copyright © 2009 by Law Office of Steven N. Taieb (856) 235-4994. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.
 |  |  |  |
 |
