Stopping Repossession and Reducing Car Payments
Delinquent car payments lead to constant calls and letters from harassing creditors. As you continue to fall behind, late fees and penalties result in threats of repossession. You need immediate advocacy to resolve a serious problem and to prevent a valuable asset from being taken away from you.
The threat of repossession does not mean you will automatically lose your car. You have choices. More importantly, you have rights. At the Law Office of Steven N. Taieb, we protect our clients' rights through Chapter 7 and Chapter 13 bankruptcy filings.
Your options are not limited if your bank is threatening repossession of your car. A bankruptcy filing will not only end those aggressive collection actions, but could also lower your car payments. Contact our Mount Laurel office at 856-266-9562 or toll free at 888-801-5355.
Start Fresh with Lower Car Payments
A bankruptcy filing stops repossession and forces the bank to return your car if it has not been sold at auction. It also provides us the necessary time to work with your bank and try to make your loan more affordable. Payments and interest rates may be lowered through negotiation. The balance due may more closely reflect the actual value of the car in a Chapter 13 filing. Or, a Chapter 7 debt discharge could possibly wipe out the past-due amount.
Solutions-Driven and Focused on Your Long-Term Best Interests
Keeping your car means that you have to continue paying for your car. Bankruptcy attorney Steven N. Taieb has taken a global, solutions-driven approach for his New Jersey clients. He knows that tough decisions have to be made. Filing for bankruptcy should not only help the short-term problems, but also resolve any long-term issues, as you do not want to revisit a bankruptcy again later in life.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding a bankruptcy filing to stop repossession of your car, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
